The Industrial Index Trading Company Limited
The INDI Trading Company Limited Investing landhauser tourismus kanaren The INDI is an international company dedicated to making a financial difference to people's lives. For so long the rich have become richer and the poor have been struggling to survive. We at INDI believe that a person's financial status is directly equal to the knowledge he/she possesses, and the opportunities a person makes use of in his/her lifetime. With INDI you don't have to know much to change your financial status, but need to trust that we can help make a difference to your life, and your loved ones' future. HOW DO WE DO THAT? To participate in our investments you must become a shareholder in The INDI Trading Company Limited. Shares in the Company are available at a cost of R1 each. After purchasing a share, you may lend the Company any amount you choose. The INDI Trading Company Ltd of South Africa buys and sells All Share Index (ALSI) Futures Contracts listed on the South African Futures Exchange, using your money as well as additional money. We also make trades in FOREX and S&P Futures contracts. The best part of it all is that you don't have to do a thing, we do it all for you! We trade to the best of our ability and we do not charge our investors any transaction fees. In return for investing your money with INDI, we offer you a variety of investment packages to suite your needs with very handsome returns that range from a guaranteed fixed return of 1 ½ % to 2 ½ % per month for our No Risk Investment Products to approximately ±5% per month for our High Risk High Return Investment Product. Be aware that The High Risk High Return Account does have a fluctuating return on a monthly basis. This means some months you can gain and some months you can lose. The other currencies we deal in is US Dollars, GDP, Euro's Each account or product does have certain criteria involved, like notice periods to withdraw your funds as well as minimum investment amounts. So please read through our investment products to see which option will suit your needs best. You can choose to withdraw or reinvest all or part of your trading profit or interest. This can be a very convenient way to supplement your monthly income with the funds you have set aside. The INDI Trading Company Limited offers to buy and sell All Share Index (ALSI) Futures Contracts, listed on the South African Futures Exchange, using your and other money. We also make Forex trades. We shall trade, to the best of our ability, and charge you a quarter of daily realised profits, for our services. Trading losses are possible, but the Company guarantees these will not exceed R4500 per contract under the worst possible circumstances. You may withdraw part or all of the end-of-day credit balance on your account at any time at 14 days' notice. Expect, but regrettably we cannot guarantee, an average return of 5% per month, after taking occasional setbacks into account. Please note that we do have a variety of investment products available, visit our products page for more information (Please note: The INDI Trading Company Limited levies no administrative charges whatsoever. That means free enquiries and monthly statements by post, on www.indi.co.za. There is also a newsletter to view which is updated on a monthly basis.) Why You Should Invest Investing has become increasingly important over the years, as the future of social security benefits becomes unknown. People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future. You may have been saving money in a low interest savings account over the years. Now, you want to see that money grow at a faster pace. Perhaps you've inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the answer. Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive 'toys.' Of course, your financial goals will determine what type of investing you do. If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time. The overall purpose in investing is to create wealth and security, over a period of time. It is important to remember that you will not always be able to earn an income. you will eventually want to retire. You also cannot count on the social security system to do what you expect it to do. As we have seen with Enron, you also cannot necessarily depend on your company's retirement plan either. So, again, investing is the key to insuring your own financial future, but you must make smart investments! Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor. For instance, the biggest investing mistake that you could ever make is to not invest at all, or to put off investing until later. Make your money work for you - even if all you can spare is $20 a week to invest! The best 100 money tips ever! Take these tips to heart and you’ll have a solid foundation for future financial well-being.
1. Save 10 cents from every R1 you earn. If you put away at least 10 percent of your income as part of a long-term savings plan, there is a good chance that you will have a financially secure future and be able to attain your financial goals.
2. Put 10 percent of every pay increase towards savings, particularly long-term savings such as a retirement plan. If you are employed and belong to a retirement fund, your contributions will increase automatically in proportion to your pay rises. This will help ensure that you stay well ahead of inflation.
3. Use the “Can I sleep?” judgment when making investments. An investment is too risky if you are going to lie awake at night worrying about it.
4. Diversify your investments. Never invest more than five percent of your assets in a narrow investment (for example, a specialist unit trust fund such as an emerging company one) or in an unregulated investment. Diversifying your investments will ensure you don’t lose everything if one investment bombs out. Many people who invested all their assets in major scams such as Master bond lost everything, and the same thing can happen in the regulated market if you put all your money into one sector . just consider how the information technology bubble burst in 2000.
5. Be extremely cautious if the returns promised on an investment exceed what is generally available. If they sound too good to be true, they probably are. It usually means the investment is too ambitious in its claims, too risky, or simply a scam.
6. Know the difference between effective and nominal interest rates. Normally, banks will quote you a nominal interest rate when lending you money, but a higher, effective interest rate when you invest money. The nominal interest rate is the simple rate. The effective rate is calculated by compounding the interest earned or charged.
7. Check whether the interest you are being paid is credited monthly, quarterly or annually. Say you invest R10 000 for 10 years. If you receive interest at 10 percent credited annually, you will get a total return of R25 937. If it is credited monthly, you will receive R27 070.
8. How do you decide whether you should invest directly in shares? Simple. If you haven’t got the time to learn about stock markets, to follow the progress of companies or to track your portfolio, rather invest in unit trust funds and/or life assurance endowment policies that have shares as their underlying investments.
9. If you do invest directly in shares, your two most important considerations should be ensuring that you have a properly diversified selection of shares across the stock market sectors to reduce risk, and regularly rebalancing your portfolio. When a share rises in price, you should consider selling some, but not all, of these shares, so that you make a profit, but your overall portfolio remains proportionally the same as it was when you started. By doing this, you’ll be able to reap further profits if the share price continues to rise.
and Learn about Shares Articles
and Learn about Shares Books